Legal · payments

Payment policy

How we take payment, which cards we accept, what currency you are charged in, how your card data is protected and what appears on your statement.

Last updated July 18, 2026

Accepted payment methods

Visa, Mastercard, American Express and Discover credit and debit cards, entered on our secure checkout page. Card payments are processed by our card payment gateway, a PCI DSS Level 1 certified processor. For volume orders handled by quotation we also accept bank transfer (ACH or wire) against a pro-forma invoice. We do not accept cryptocurrency, gift cards, cheques or cash.

Currency

Every payment is charged in US dollars (USD). You can switch the site to display Australian dollars, Canadian dollars, pounds sterling or euros; those figures are guides calculated at the rate shown beside the currency selector, rounded to a .99 ending, and are not the amount charged. Your card issuer converts the USD charge at its own rate and may add a foreign-transaction fee — typically 0–3 %. The USD amount is shown clearly before you confirm payment and on your receipt.

Card security

  • Card number, expiry and CVV are typed into secure fields served by the payment gateway inside the page. They are tokenised in your browser and never pass through or rest on our servers.
  • We receive and store only a payment token, the card brand and the last four digits — enough to issue refunds and identify the order.
  • The whole site is served over HTTPS; our payment-gateway credentials are stored encrypted. Our PCI DSS self-assessment (SAQ A) is kept current — see Security & PCI DSS compliance.
  • 3-D Secure (Verified by Visa, Mastercard Identity Check) may be requested by your bank; if a verification window appears, complete it to finish the payment.

Sales tax

Prices are displayed exclusive of tax. Where US state law requires sales tax on digital software delivered electronically, it is calculated from the billing details at checkout and shown before you confirm. Customers outside the United States are responsible for any import VAT, GST or use tax that applies to digital purchases in their country; we do not collect it unless the law requires us to.

Your statement

The name shown on your card statement is the payment processor's merchant descriptor, which may differ from our trading name. It is displayed on the checkout page before you pay, on your order page, your receipt and your confirmation e-mail, so you can recognise the charge immediately.

The amount is the USD total from your receipt. If you do not recognise a charge, contact us with the amount and date before raising a dispute — we can find the order in seconds and refund it if it is not yours.

Declined payments

A decline comes from your card issuer, not from us, and no money moves. The most common reasons are an incorrect card number or CVV, a mismatch with the billing address, a daily limit or the issuer blocking an unfamiliar online merchant. Try again carefully, use a different card, or call your bank to approve the transaction. If you prefer, call us during Mon–Sat, 9 AM – 6 PM EST and we will take the order by phone.

Fraud prevention

To protect card holders and ourselves we record the IP address and time of each order, check the gateway's fraud signals, and may ask for additional verification on unusually large or unusual orders before releasing keys. Orders that fail these checks are refunded in full. We cooperate with card issuers and law enforcement on suspected card fraud.

Business purchases

Businesses can pay by card like anyone else and download a receipt showing our registration number. For purchase-order workflows, request a quotation: we issue a pro-forma invoice, you pay by card or bank transfer, and keys are delivered the same business day the funds arrive. Net payment terms are available to established customers on request.

Questions about a payment: FinTech@zedwebtech.com · (839) 273-6762.